What if I had invested in Ferrari
Every lump sum scenario for Ferrari, start year by start year, using real prices and each month's exchange rate.
Over nearly 11 years since January 2016, Ferrari, a stock listed in Milan and quoted in euros, multiplied its value by 11 in dollar terms: an annualized return of +24.6%. Over the period, its monthly close ranged from a low of €35.59 (February 2016) to a high of €450 (February 2025), split-adjusted. Of the 130 possible purchase months since January 2016, 89% would show a gain today for a lump sum: the entry point mattered.
Data: Yahoo Finance monthly closing prices, up to date as of (latest update November 5, 2026) MethodAuthor: Yann Avondo
If I had invested $1,000 as a lump sum in Ferrari in January 2017, today I would have $7,355
Over the same period
Worst moment: −33.1% between August 2024 and March 2026. To get this result, you had to hold on without selling.
Ferrari at a glance
Ferrari, listed separately from Fiat since 2016, is valued more like a luxury house than a carmaker, with deliberately limited output and very high margins.
Since its August 2024 peak, Ferrari has given up as much as 33.1% in dollar terms (low in March 2026) without getting back to that level. Its best calendar year was 2017 (+80.4%), its worst 2022 (−16.6%); in all, 6 up years out of 9. Against the MSCI World, this calculator's yardstick (+11.1% a year in dollar terms over the same period), Ferrari left it far behind.
$1,000 invested in Ferrari, by start year
Bought in January, valued at the latest price. Click a year for the full story.
| Start | Worth today | Multiple | Per year |
|---|---|---|---|
| $997 | ×1 | −0.2% | |
| $1,268 | ×1.27 | +8.5% | |
| $1,992 | ×1.99 | +19.2% | |
| $1,661 | ×1.66 | +10.9% | |
| $1,844 | ×1.84 | +10.9% | |
| $2,582 | ×2.58 | +14.7% | |
| $4,310 | ×4.31 | +20.3% | |
| $4,077 | ×4.08 | +17.1% | |
| $7,355 | ×7.35 | +22.3% |
Lump sum or DCA in Ferrari?
Since January 2017, investing in Ferrari all at once (lump sum) multiplied the stake by ×7.35, +22.3% a year. Investing every month (DCA) multiplied the total contributions by ×2.29, an annual return (IRR) of +15.9%.
Here the lump sum did better: money invested early rode the whole rise. That is the most common outcome on an asset that goes up.
Frequently asked questions
What if I had invested $1,000 in Ferrari in 2020?
Invested in January 2020, $1,000 would be worth about $2,582 today, +14.7% a year on average.
What was the best year to invest in Ferrari?
Among the start years covered, 2017 gave the best result: $1,000 would have become $7,355. The weakest was 2025, worth $997 today. This ranking is only known with hindsight.
Are dividends included?
By default, the calculation follows the market price only. The "Reinvest dividends" option uses the adjusted price, which includes dividends paid and stock splits: the closest measure of what an investor actually earned.
Are exchange rates taken into account?
Yes. Ferrari trades in its own currency; every purchase and valuation is converted at that month's exchange rate. A US asset can gain in dollars and less in euros if the dollar weakened.
Are fees and taxes included?
No: results are before brokerage fees, fund fees and taxes. Your net result depends on the account you invest through.
Compare with
Before you have regrets
What this calculation does not tell you.
Hindsight bias
Picking Nvidia or Bitcoin today means picking known winners. Back then, nothing set them apart from hundreds of assets that went nowhere or vanished.
Holding on was the real test
The result assumes you never sold, including through the drawdowns shown above. Very few investors actually do.
The broad market, no bet required
The MSCI World never makes headlines, but it does not require guessing the winner. It is the fairest yardstick for any pick.
Method: past performance, computed from split-adjusted monthly closing prices (intra-month lows are smoothed out). Converted at each month’s exchange rate; no fees, no taxes. The MSCI World benchmark is the price index, excluding dividends. Sources: Yahoo Finance (prices, exchange rates, US Treasury bills), Eurostat (inflation), published regulated rates (Livret A). Not investment advice. NokxiHub.