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What if I had invested in TotalEnergies

Every lump sum scenario for TotalEnergies, start year by start year, using real prices and each month's exchange rate.

TotalEnergies, a stock listed in Paris and quoted in euros, grew 2-fold in dollar terms between December 2003 and November 2026: a modest +3.1% a year. The price has never been higher over the period: €85.43 at the October 2026 monthly close, against a low of €25.82 in October 2020, split-adjusted. Whatever the month of purchase since December 2003, a lump sum would be in profit today 99% of the time.

Data: Yahoo Finance monthly closing prices, up to date as of (latest update November 3, 2026) MethodAuthor:

If I had invested $1,000 as a lump sum in TotalEnergies in January 2016, today I would have $2,066

Value in November 2026
$2,066
×2.07
Invested
$1,000
Gain
+$1,066
Annual return
+6.9%
compounded, over 10.9 years
01K2K3K4K201620182020202220242026
TotalEnergiesMSCI WorldUS Treasury billsAmount invested

Over the same period

TotalEnergies
$2,066
The same amount in the MSCI World
$2,917
In US Treasury bills
$1,284
Amount invested
$1,000

Worst moment: −53.9% between July 2018 and October 2020. To get this result, you had to hold on without selling.

TotalEnergies at a glance

TotalEnergies is the French oil and gas major, also investing in power and renewables. Its price partly follows crude oil, and its high dividend weighs heavily in total return.

The ride was anything but smooth: between May 2008 and October 2020, TotalEnergies lost 65.5% of its value in dollar terms, and it took until March 2026 to regain that peak, 17 years and 10 months later. Calendar year after calendar year, 14 of 22 ended higher; the best, 2022, returned +24.5%, the worst, 2008, cost 34.4%. Over the same period, the MSCI World (price index) returned +7.0% a year in dollar terms: TotalEnergies did worse.

$1,000 invested in TotalEnergies, by start year

Bought in January, valued at the latest price. Click a year for the full story.

StartWorth todayMultiplePer year
$1,679 ×1.68 +31.0%
$1,369 ×1.37 +11.4%
$1,482 ×1.48 +10.6%
$1,845 ×1.84 +13.3%
$2,147 ×2.15 +13.8%
$1,692 ×1.69 +7.9%
$1,765 ×1.76 +7.4%
$1,687 ×1.69 +6.0%
$1,819 ×1.82 +6.2%
$2,066 ×2.07 +6.9%
$1,803 ×1.8 +5.1%
$1,516 ×1.52 +3.3%
$1,807 ×1.81 +4.3%
$1,822 ×1.82 +4.1%
$1,768 ×1.77 +3.6%
$1,446 ×1.45 +2.2%
$1,714 ×1.71 +3.1%
$1,124 ×1.12 +0.6%
$1,293 ×1.29 +1.3%
$1,484 ×1.48 +1.9%
$1,711 ×1.71 +2.5%
$2,010 ×2.01 +3.1%

Lump sum or DCA in TotalEnergies?

Since January 2016, investing in TotalEnergies all at once (lump sum) multiplied the stake by ×2.07, +6.9% a year. Investing every month (DCA) multiplied the total contributions by ×1.72, an annual return (IRR) of +9.5%.

Here DCA did better: spreading the purchases avoided putting all the money in at the wrong time.

What about investing $100 every month in TotalEnergies?The same asset with monthly contributions (dollar-cost averaging), start year by start year.

Frequently asked questions

How much would $1,000 invested in TotalEnergies 10 years ago be worth today?

$1,000 invested in TotalEnergies in January 2016 would be worth about $2,066 today, an average annual return of +6.9% (price only, in the displayed currency).

What if I had invested $1,000 in TotalEnergies in 2015?

Invested in January 2015, $1,000 would be worth about $1,803 today, +5.1% a year on average.

What if I had invested $1,000 in TotalEnergies in 2020?

Invested in January 2020, $1,000 would be worth about $1,692 today, +7.9% a year on average.

What was the best year to invest in TotalEnergies?

Among the start years covered, 2021 gave the best result: $1,000 would have become $2,147. The weakest was 2008, worth $1,124 today. This ranking is only known with hindsight.

Are dividends included?

By default, the calculation follows the market price only. The "Reinvest dividends" option uses the adjusted price, which includes dividends paid and stock splits: the closest measure of what an investor actually earned.

Are exchange rates taken into account?

Yes. TotalEnergies trades in its own currency; every purchase and valuation is converted at that month's exchange rate. A US asset can gain in dollars and less in euros if the dollar weakened.

Are fees and taxes included?

No: results are before brokerage fees, fund fees and taxes. Your net result depends on the account you invest through.

Compare with

Before you have regrets

What this calculation does not tell you.

Hindsight bias

Picking Nvidia or Bitcoin today means picking known winners. Back then, nothing set them apart from hundreds of assets that went nowhere or vanished.

Holding on was the real test

The result assumes you never sold, including through the drawdowns shown above. Very few investors actually do.

The broad market, no bet required

The MSCI World never makes headlines, but it does not require guessing the winner. It is the fairest yardstick for any pick.

Method: past performance, computed from split-adjusted monthly closing prices (intra-month lows are smoothed out). Converted at each month’s exchange rate; no fees, no taxes. The MSCI World benchmark is the price index, excluding dividends. Sources: Yahoo Finance (prices, exchange rates, US Treasury bills), Eurostat (inflation), published regulated rates (Livret A). Not investment advice. NokxiHub.