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Investing $100 a month in Walmart since 2004: worth today

Every lump sum scenario for Walmart, start year by start year, using real prices and each month's exchange rate.

Prices updated on September 21, 2026

If I had invested $100 every month in Walmart since January 2004, today I would have $116,088

Value in September 2026
$116,088
×4.25
Invested
$27,300
273 monthly contributions
Gain
+$88,788
Annual return (IRR)
+11.2%
compounded, over 22.8 years
050K100K150K200K20042007201020132016201920222025
WalmartMSCI WorldUS Treasury billsAmount invested

Over the same period

Walmart
$116,088
The same amount in the MSCI World
$81,137
In US Treasury bills
$34,284
Amount invested
$27,300

Worst moment: −34.6% between November 2014 and October 2015. To get this result, you had to hold on without selling.

What happened

$100 invested every month in Walmart since January 2004, $27,300 in total, would be worth $116,088 in September 2026, an annual return of +11.2%.

It was not a straight line: between November 2014 and October 2015, Walmart lost −34.6% of its value. The result above assumes you held everything through that fall.

That beats the same investment in the MSCI World, which would have returned $81,137: the bet on Walmart paid off over this period.

Left in US Treasury bills, the money would have grown to $34,284.

Best calendar year: 2024 (+71.9%). Worst year: 2015 (−28.6%).

Walmart, other start years

Every Walmart scenario →

Compare with

Before you have regrets

What this calculation does not tell you.

Hindsight bias

Picking Nvidia or Bitcoin today means picking known winners. Back then, nothing set them apart from hundreds of assets that went nowhere or vanished.

Holding on was the real test

The result assumes you never sold, including through the drawdowns shown above. Very few investors actually do.

The broad market, no bet required

The MSCI World never makes headlines, but it does not require guessing the winner. It is the fairest yardstick for any pick.

Past performance, computed from monthly closing prices (intra-month lows are smoothed out). Converted at each month’s exchange rate; no fees, no taxes. The MSCI World benchmark is the price index, excluding dividends. Not investment advice. NokxiHub.