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What if I had invested $100 a month in Meta (Facebook)

Investing a fixed amount every month, whatever the price: that is dollar-cost averaging. Here is what this strategy would have done in Meta (Facebook), depending on the year you started.

Over over 14 years since May 2012, Meta (Facebook), a stock listed on Wall Street, multiplied its value by 21 in dollar terms: an annualized return of +23.4%. For a monthly investor, 91% of the 174 monthly purchases made since May 2012 were below today's price.

Data: Yahoo Finance monthly closing prices, up to date as of (latest update November 5, 2026) MethodAuthor:

If I had invested $100 every month in Meta (Facebook) since January 2016, today I would have $37,101

Value in November 2026
$37,101
×2.83
Invested
$13,100
131 monthly contributions
Gain
+$24,001
Annual return (IRR)
+18.0%
compounded, over 10.9 years
010K20K30K40K50K201620182020202220242026
Meta (Facebook)MSCI WorldUS Treasury billsAmount invested

Over the same period

Meta (Facebook)
$37,101
The same amount in the MSCI World
$25,292
In US Treasury bills
$15,538
Amount invested
$13,100

Worst moment: −75.4% between August 2021 and October 2022. To get this result, you had to hold on without selling.

Meta (Facebook) at a glance

Meta owns Facebook, Instagram and WhatsApp, with more than three billion users. The stock lost more than 70% in 2022 amid the metaverse bet, before tripling in little more than a year.

Its worst fall, 75.4% in dollar terms between August 2021 and October 2022, was only erased in January 2024, 2 years and 5 months after the peak. Against the MSCI World, this calculator's yardstick (+10.3% a year in dollar terms over the same period), Meta (Facebook) left it far behind. Its best calendar year was 2023 (+194.1%), its worst 2022 (−64.2%); in all, 11 up years out of 13.

$100 a month in Meta (Facebook), by start year

One contribution at the start of each month since January of the given year, valued at the latest price. Click a year for the full story.

StartInvestedWorth todayMultipleAnnual IRR
$2,300$2,235 ×0.97 −2.8%
$3,500$3,802 ×1.09 +5.6%
$4,700$7,104 ×1.51 +21.5%
$5,900$11,503 ×1.95 +27.6%
$7,100$13,888 ×1.96 +22.6%
$8,300$17,204 ×2.07 +20.7%
$9,500$21,440 ×2.26 +20.0%
$10,700$25,813 ×2.41 +19.0%
$11,900$30,751 ×2.58 +18.2%
$13,100$37,101 ×2.83 +18.0%
$14,300$45,814 ×3.2 +18.2%
$15,500$56,935 ×3.67 +18.6%
$16,700$80,275 ×4.81 +20.5%

Lump sum or DCA in Meta (Facebook)?

Since January 2016, investing in Meta (Facebook) all at once (lump sum) multiplied the stake by ×5.94, +17.7% a year. Investing every month (DCA) multiplied the total contributions by ×2.83, an annual return (IRR) of +18.0%.

Here DCA did better: spreading the purchases avoided putting all the money in at the wrong time.

What about investing $1,000 in Meta (Facebook) all at once?The same asset with a single contribution at the start (lump sum).

Frequently asked questions

How much would I have if I had invested $100 a month in Meta (Facebook) for 10 years?

Investing $100 every month since January 2016, $13,100 in total, would be worth about $37,101 today: an annual return (IRR) of +18.0% (price only, in the displayed currency).

What if I had started investing $100 a month in Meta (Facebook) in 2015?

Since January 2015, $14,300 invested in total would be worth about $45,814 today (IRR of +18.2% a year).

What if I had started investing $100 a month in Meta (Facebook) in 2020?

Since January 2020, $8,300 invested in total would be worth about $17,204 today (IRR of +20.7% a year).

Is investing monthly better than investing all at once?

Historically, investing a lump sum right away returns more in most cases, because markets rise more often than they fall. But monthly investing smooths the purchase price, protects against the worst timing and matches how people actually save: from their paycheck, month after month.

How is the annual return calculated?

With spread-out contributions, the multiple of the amount invested does not tell the whole story: the last dollars had only a few months to grow. The IRR (internal rate of return) is the average annual return that, applied to each contribution from its date, produces the final value.

Compare with

Before you have regrets

What this calculation does not tell you.

Hindsight bias

Picking Nvidia or Bitcoin today means picking known winners. Back then, nothing set them apart from hundreds of assets that went nowhere or vanished.

Holding on was the real test

The result assumes you never sold, including through the drawdowns shown above. Very few investors actually do.

The broad market, no bet required

The MSCI World never makes headlines, but it does not require guessing the winner. It is the fairest yardstick for any pick.

Method: past performance, computed from split-adjusted monthly closing prices (intra-month lows are smoothed out). Converted at each month’s exchange rate; no fees, no taxes. The MSCI World benchmark is the price index, excluding dividends. Sources: Yahoo Finance (prices, exchange rates, US Treasury bills), Eurostat (inflation), published regulated rates (Livret A). Not investment advice. NokxiHub.