What if I had invested in the iShares Core MSCI World ETF (IWDA)
Every lump sum scenario for the iShares Core MSCI World ETF (IWDA), start year by start year, using real prices and each month's exchange rate.
Since September 2009, the iShares Core MSCI World ETF (IWDA) (an index fund listed in Amsterdam) grew 5.8-fold in dollar terms: an annualized return of +10.8% over 17 years. The price sits close to its highest monthly close of the period (€130 in October 2026); the low, €16.52, dates back to October 2009. A lump sum invested in any month since September 2009 would be showing a gain today in 98% of cases.
Data: Yahoo Finance monthly closing prices, up to date as of (latest update November 3, 2026) MethodAuthor: Yann Avondo
If I had invested $1,000 as a lump sum in the iShares Core MSCI World ETF (IWDA) in January 2016, today I would have $3,479
Over the same period
Worst moment: −23.8% between December 2021 and September 2022. To get this result, you had to hold on without selling.
iShares Core MSCI World (IWDA) at a glance
The iShares Core MSCI World, listed in Amsterdam as IWDA, is one of the largest World ETFs in Europe. Accumulating and physically replicated, it is a staple of long-term index portfolios.
Its worst drop from a peak stayed contained: 23.8% in dollar terms, between December 2021 and September 2022. The years follow one another without big jolts: 12 of 16 calendar years ended higher, with a best year in 2013 (+28.2%) and a worst in 2022 (−18.1%). Against the MSCI World, this calculator's yardstick (+8.9% a year in dollar terms over the same period), the iShares Core MSCI World ETF (IWDA) did better. The gap comes mostly from dividends, reinvested in the ETF but left out of the price index.
$1,000 invested in the iShares Core MSCI World ETF (IWDA), by start year
Bought in January, valued at the latest price. Click a year for the full story.
| Start | Worth today | Multiple | Per year |
|---|---|---|---|
| $1,330 | ×1.33 | +16.1% | |
| $1,593 | ×1.59 | +17.3% | |
| $1,968 | ×1.97 | +18.9% | |
| $1,612 | ×1.61 | +10.2% | |
| $1,967 | ×1.97 | +12.1% | |
| $2,294 | ×2.29 | +12.8% | |
| $2,911 | ×2.91 | +14.4% | |
| $2,659 | ×2.66 | +11.6% | |
| $3,261 | ×3.26 | +12.7% | |
| $3,479 | ×3.48 | +12.1% | |
| $3,450 | ×3.45 | +11.0% | |
| $3,658 | ×3.66 | +10.6% | |
| $4,690 | ×4.69 | +11.7% | |
| $5,356 | ×5.36 | +11.9% | |
| $5,073 | ×5.07 | +10.7% | |
| $5,569 | ×5.57 | +10.7% |
Lump sum or DCA in the iShares Core MSCI World ETF (IWDA)?
Since January 2016, investing in the iShares Core MSCI World ETF (IWDA) all at once (lump sum) multiplied the stake by ×3.48, +12.1% a year. Investing every month (DCA) multiplied the total contributions by ×2.11, an annual return (IRR) of +13.1%.
Here DCA did better: spreading the purchases avoided putting all the money in at the wrong time.
Frequently asked questions
How much would $1,000 invested in the iShares Core MSCI World ETF (IWDA) 10 years ago be worth today?
$1,000 invested in the iShares Core MSCI World ETF (IWDA) in January 2016 would be worth about $3,479 today, an average annual return of +12.1% (price only, in the displayed currency).
What if I had invested $1,000 in the iShares Core MSCI World ETF (IWDA) in 2015?
Invested in January 2015, $1,000 would be worth about $3,450 today, +11.0% a year on average.
What if I had invested $1,000 in the iShares Core MSCI World ETF (IWDA) in 2020?
Invested in January 2020, $1,000 would be worth about $2,294 today, +12.8% a year on average.
What was the best year to invest in the iShares Core MSCI World ETF (IWDA)?
Among the start years covered, 2010 gave the best result: $1,000 would have become $5,569. The weakest was 2025, worth $1,330 today. This ranking is only known with hindsight.
Are dividends included?
By default, the calculation follows the market price only. The "Reinvest dividends" option uses the adjusted price, which includes dividends paid and stock splits: the closest measure of what an investor actually earned.
Are exchange rates taken into account?
Yes. The iShares Core MSCI World ETF (IWDA) trades in its own currency; every purchase and valuation is converted at that month's exchange rate. A US asset can gain in dollars and less in euros if the dollar weakened.
Are fees and taxes included?
No: results are before brokerage fees, fund fees and taxes. Your net result depends on the account you invest through.
Compare with
Before you have regrets
What this calculation does not tell you.
Hindsight bias
Picking Nvidia or Bitcoin today means picking known winners. Back then, nothing set them apart from hundreds of assets that went nowhere or vanished.
Holding on was the real test
The result assumes you never sold, including through the drawdowns shown above. Very few investors actually do.
The broad market, no bet required
The MSCI World never makes headlines, but it does not require guessing the winner. It is the fairest yardstick for any pick.
Method: past performance, computed from split-adjusted monthly closing prices (intra-month lows are smoothed out). Converted at each month’s exchange rate; no fees, no taxes. The MSCI World benchmark is the price index, excluding dividends. Sources: Yahoo Finance (prices, exchange rates, US Treasury bills), Eurostat (inflation), published regulated rates (Livret A). Not investment advice. NokxiHub.