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What if I had invested $100 a month in Dogecoin

Investing a fixed amount every month, whatever the price: that is dollar-cost averaging. Here is what this strategy would have done in Dogecoin, depending on the year you started.

Prices updated on September 21, 2026

If I had invested $100 every month in Dogecoin since January 2018, today I would have $133,818

Value in September 2026
$133,818
×13
Invested
$10,500
105 monthly contributions
Gain
+$123,318
Annual return (IRR)
+56.3%
compounded, over 8.8 years
0200K400K600K800K20182020202220242026
DogecoinMSCI WorldUS Treasury billsAmount invested

Over the same period

Dogecoin
$133,818
The same amount in the MSCI World
$18,806
In US Treasury bills
$12,185
Amount invested
$10,500

Worst moment: −83.5% between November 2024 and July 2026. To get this result, you had to hold on without selling.

Dogecoin at a glance

Dogecoin started in 2013 as a meme-based joke. With no supply cap and no major technical roadmap, its price mostly follows social media hype, with spectacular spikes and relapses.

$100 a month in Dogecoin, by start year

One contribution at the start of each month since January of the given year, valued at the latest price. Click a year for the full story.

StartInvestedWorth todayMultipleAnnual IRR
2025$2,100$1,557 ×0.74 −29.0%
2024$3,300$2,477 ×0.75 −19.1%
2023$4,500$4,067 ×0.9 −5.2%
2022$5,700$5,304 ×0.93 −3.0%
2021$6,900$8,346 ×1.21 +6.5%
2020$8,100$55,352 ×6.83 +57.7%
2019$9,300$103,246 ×11 +61.8%
2018$10,500$133,818 ×13 +56.3%

Lump sum or DCA in Dogecoin?

Since January 2018, investing in Dogecoin all at once (lump sum) multiplied the stake by ×11, +31.4% a year. Investing every month (DCA) multiplied the total contributions by ×13, an annual return (IRR) of +56.3%.

Here DCA did better: spreading the purchases avoided putting all the money in at the wrong time.

What about investing $1,000 in Dogecoin all at once?The same asset with a single contribution at the start (lump sum).

Frequently asked questions

What if I had started investing $100 a month in Dogecoin in 2020?

Since January 2020, $8,100 invested in total would be worth about $55,352 today (IRR of +57.7% a year).

Is investing monthly better than investing all at once?

Historically, investing a lump sum right away returns more in most cases, because markets rise more often than they fall. But monthly investing smooths the purchase price, protects against the worst timing and matches how people actually save: from their paycheck, month after month.

How is the annual return calculated?

With spread-out contributions, the multiple of the amount invested does not tell the whole story: the last dollars had only a few months to grow. The IRR (internal rate of return) is the average annual return that, applied to each contribution from its date, produces the final value.

Compare with

BitcoinSolanaTesla

Before you have regrets

What this calculation does not tell you.

Hindsight bias

Picking Nvidia or Bitcoin today means picking known winners. Back then, nothing set them apart from hundreds of assets that went nowhere or vanished.

Holding on was the real test

The result assumes you never sold, including through the drawdowns shown above. Very few investors actually do.

The broad market, no bet required

The MSCI World never makes headlines, but it does not require guessing the winner. It is the fairest yardstick for any pick.

Past performance, computed from monthly closing prices (intra-month lows are smoothed out). Converted at each month’s exchange rate; no fees, no taxes. The MSCI World benchmark is the price index, excluding dividends. Not investment advice. NokxiHub.