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Investing $100 a month in Amazon since 2012: worth today

Every lump sum scenario for Amazon, start year by start year, using real prices and each month's exchange rate.

Prices updated on September 21, 2026

If I had invested $100 every month in Amazon since January 2012, today I would have $119,817

Value in September 2026
$119,817
×6.77
Invested
$17,700
177 monthly contributions
Gain
+$102,117
Annual return (IRR)
+23.2%
compounded, over 14.8 years
050K100K150K20122014201620182020202220242026
AmazonMSCI WorldUS Treasury billsAmount invested

Over the same period

Amazon
$119,817
The same amount in the MSCI World
$41,331
In US Treasury bills
$21,361
Amount invested
$17,700

Worst moment: −52.1% between November 2021 and December 2022. To get this result, you had to hold on without selling.

What happened

$100 invested every month in Amazon since January 2012, $17,700 in total, would be worth $119,817 in September 2026, an annual return of +23.2%.

It was not a straight line: between November 2021 and December 2022, Amazon lost −52.1% of its value. The result above assumes you held everything through that fall.

That beats the same investment in the MSCI World, which would have returned $41,331: the bet on Amazon paid off over this period.

Left in US Treasury bills, the money would have grown to $21,361.

Best calendar year: 2015 (+117.8%). Worst year: 2022 (−49.6%).

Amazon, other start years

Every Amazon scenario →

Compare with

Before you have regrets

What this calculation does not tell you.

Hindsight bias

Picking Nvidia or Bitcoin today means picking known winners. Back then, nothing set them apart from hundreds of assets that went nowhere or vanished.

Holding on was the real test

The result assumes you never sold, including through the drawdowns shown above. Very few investors actually do.

The broad market, no bet required

The MSCI World never makes headlines, but it does not require guessing the winner. It is the fairest yardstick for any pick.

Past performance, computed from monthly closing prices (intra-month lows are smoothed out). Converted at each month’s exchange rate; no fees, no taxes. The MSCI World benchmark is the price index, excluding dividends. Not investment advice. NokxiHub.