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Investing $100 a month in BNP Paribas since 2004: worth today

Every lump sum scenario for BNP Paribas, start year by start year, using real prices and each month's exchange rate.

Prices updated on September 21, 2026

If I had invested $100 every month in BNP Paribas since January 2004, today I would have $50,188

Value in September 2026
$50,188
×1.84
Invested
$27,300
273 monthly contributions
Gain
+$22,888
Annual return (IRR)
+5.0%
compounded, over 22.8 years
020K40K60K80K100K20042007201020132016201920222025
BNP ParibasMSCI WorldUS Treasury billsAmount invested

Over the same period

BNP Paribas
$50,188
The same amount in the MSCI World
$81,137
In US Treasury bills
$34,284
Amount invested
$27,300

Worst moment: −75.0% between May 2007 and March 2020. To get this result, you had to hold on without selling.

What happened

$100 invested every month in BNP Paribas since January 2004, $27,300 in total, would be worth $50,188 in September 2026, an annual return of +5.0%.

It was not a straight line: between May 2007 and March 2020, BNP Paribas lost −75.0% of its value. The result above assumes you held everything through that fall.

Over the same period, the same amount in the MSCI World would have returned $81,137: without betting on a single asset, you would have done better.

Left in US Treasury bills, the money would have grown to $34,284.

Best calendar year: 2009 (+89.4%). Worst year: 2008 (−61.0%).

BNP Paribas, other start years

Every BNP Paribas scenario →

Compare with

Before you have regrets

What this calculation does not tell you.

Hindsight bias

Picking Nvidia or Bitcoin today means picking known winners. Back then, nothing set them apart from hundreds of assets that went nowhere or vanished.

Holding on was the real test

The result assumes you never sold, including through the drawdowns shown above. Very few investors actually do.

The broad market, no bet required

The MSCI World never makes headlines, but it does not require guessing the winner. It is the fairest yardstick for any pick.

Past performance, computed from monthly closing prices (intra-month lows are smoothed out). Converted at each month’s exchange rate; no fees, no taxes. The MSCI World benchmark is the price index, excluding dividends. Not investment advice. NokxiHub.